Trump Announces Ridiculous 50 Year Mortgages, And The Memes Practically Write Themselves
On November 9, 2025, President Trump announced plans to introduce 50-year mortgages as a solution to housing affordability. The math is brutal: at 7% interest on a $500,000 home, you’d pay $1.36 million in interest alone—more than double the home’s cost (CNBC). After 30 years of payments, you’d still owe $387,000 (CBS News).
The “savings”? About $83 less per month compared to a 30-year mortgage (Investopedia). With the average first-time buyer now 40 years old, some would be making payments into their 90s (NerdWallet). Even real estate economists call it “not the best way to solve housing affordability” (Realtor.com).
It’s basically renting from a bank forever while they collect decades of extra interest. The internet had memes and thoughts—and they’re hilarious:
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